Mortgage Rate 2025 Predictions. Just 18 percent predicted rates to stay flat, and only 9 percent expected rates to rise. Greg mcbride, bankrate’s chief financial analyst, expects rates to fall gradually throughout the year, reaching 5.75 percent by the end of 2025.

So let’s take a closer look at those mortgage rate predictions for 2025. Before we get into predictions from four major housing and mortgage industry participants regarding.